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I just received an alert and my scores just jumped 30 points! SERIOUSLY???!! I'm a little nervous because I think it might be a fluke!??????
hah - I had this happen. It's dropped since then, though. The alerts give you theories that are pretty vague. My score jump reason was listed as aging of bad stuff, continued payments.
How much did your score drop? It's weird because it didn't give a reason for my increase?
I gained 41 points with this reason:
Your FICO score may have gone up because the following 4 factors are not hurting your FICO score as much as before:
I lost points for derogatory / late payment / collections (but there weren't any new ones, so I dunno why). I suspect it was a balance increase on my Chase card, but next time it reports, I feel like I'll go back up.
That's the exact 4 reasons it gave me! Weird!
Oh well I LOVE seeing my score above 600.....I still have a loooooong way to go, but much better than 480 which is where I was when I began this journey in Jan