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@bridgetkaryn wrote:So happy!!
Score is up to 663... 49 points in 2 days and drummmmm role please.... 151 point INCREASE since January 12, 2012...
Thank YOU MyFICO Forum Friends!! YOU ROCK!!
Waiting for another bump when my 2 recent baddies drop off (1 for sure 1 hoping!)
Happy Dance!!!
Wow, congratulations!! That is awesome. I started rebuilding in January, but haven't had much luck at all getting anyone to agree to a PFD. I am starting to get discouraged, but I did have a lot of collections on my CR's. I am not giving up though, just getting discouraged. I can wait it out for them to fall off, but I sure would like to see some progress. I am happy for you!!
Per the request:
Things I did to get 151 points in 2.5 months....
1. Lowered my Debt/credit ratio to 5%, it was at 90%
2. I got 3 collections removed from all 3 CRA's... PFD, GW's
3. I got 1 recent late payment removed from one of my cards via GW
4. I got 1 paid CO from 2006 removed from Cap1
5. I got an account with Credit One removed which had 4 lates, 2 within the 6 months, one which was 60 day late via GW
I have some work to do still trying to GW Chase, Marrick Bank, Orchard/HSBC and WFNNB.
Hope that helps... If you have accounts with any of the above feel free to PM me and I will go into detail with what I did...
that is useful info that really shows how much getting off those bad marks helps. thanks a lot and Congrats agian
Congrats!! You give me encouragement that I can repair my credit in order to by a house at the end of the year. My husband thinks I'm crazy and that we should just pay or baddies and be done w/it but I am not giving up and I am making him read your post!! lol Mailing my DV's, PFD's and GW's today!! Wish me luck.
@bridgetkaryn
Where any of #2's - Medical?
Thanks!