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WOW- Learned something from a HIGH School friend who is going to be a lawer for collections

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LoveGoodCredit
Frequent Contributor

Re: WOW- Learned something from a HIGH School friend who is going to be a lawer for collections

  
  
  
  
  
  
  
  Date Reported:     10/2012  
Date Assigned:     01/2009  
Creditor Classification:     Medical/Health Care  
Creditor Name:     WILLEN DDS INC MACEDONIA  
Account Number:     960XXXX  
Account Owner:     Individual Account.  
Original Amount Owned:     $231  
Date of 1 st Delinquency:     08/2008  
Balance Date:     10/2012  
Balance Owned:     $231  
Last Payment Date:     
Status Date:     10/2012  
Status:     D - Unpaid  
Comments:     Consumer disputes this account information, Medical

Date Reported:     10/2012  
Date Assigned:     03/2012  
Creditor Classification:     Medical/Health Care  
Creditor Name:     MODERN DENTAL CARE  
Account Number:     CSD1208000610100XXXX  
Account Owner:     Individual Account.  
Original Amount Owned:     $156  
Date of 1 st Delinquency:     11/2010  
Balance Date:     10/2012  
Balance Owned:     $156  
Last Payment Date:     
Status Date:     10/2012  
Status:     D - Unpaid  
Comments:     Consumer disputes this account information, Medical

Date Reported:     08/2012  
Date Assigned:     01/2011  
Creditor Classification:     Medical/Health Care  
Creditor Name:     MICHAEL J LEBLANC DDS  
Account Number:     80849570032XXXX  
Account Owner:     Individual Account.  
Original Amount Owned:     $259  
Date of 1 st Delinquency:     09/2010  
Balance Date:     08/2012  
Balance Owned:     $259  
Last Payment Date:     
Status Date:     08/2012  
Status:     D - Unpaid  
Comments:     Medical

Date Reported:     10/2012  
Date Assigned:     02/2008  
Creditor Classification:     Medical/Health Care  
Creditor Name:     RUSSELL D D S INC  
Account Number:     840XXXX  
Account Owner:     Individual Account.  
Original Amount Owned:     $564  
Date of 1 st Delinquency:     03/2007  
Balance Date:     10/2012  
Balance Owned:     $564  
Last Payment Date:     
Status Date:     10/2012  
Status:     D - Unpaid  
Comments:     Consumer disputes this account information, Medical
  
  
  
  
  
  


Starting Score:
August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 642 TU FICO662 EX 651 (credit.com) 06/21/2013
Goal Score: 720 All Across

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Message 21 of 25
LoveGoodCredit
Frequent Contributor

Re: WOW- Learned something from a HIGH School friend who is going to be a lawer for collections

Apparently I am still new at copying and pasting Smiley Happy

 

Good thing I dont work in the IT field. sheeeeeeeeeeeeeesh (being sarcastic)



Starting Score:
August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 642 TU FICO662 EX 651 (credit.com) 06/21/2013
Goal Score: 720 All Across

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Message 22 of 25
LIGHTNIN
Senior Contributor

Re: WOW- Learned something from a HIGH School friend who is going to be a lawer for collections

 You have 2  debts showing DoFD from 2010, that's only 2 years old.

 

I believe if you can get these removed, you should see a score increase.

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Message 23 of 25
Shogun
Moderator Emeritus

Re: WOW- Learned something from a HIGH School friend who is going to be a lawer for collections

Looks like the DOFDs range from 5 years to almost 2 years.  Are these with the same CA?

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Message 24 of 25
LoveGoodCredit
Frequent Contributor

Re: WOW- Learned something from a HIGH School friend who is going to be a lawer for collections

hey Shogun!

 

Yes the two older ones are from the same collection agency.  The two newer ones are not.

 



Starting Score:
August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 642 TU FICO662 EX 651 (credit.com) 06/21/2013
Goal Score: 720 All Across

Take the FICO Fitness Challenge

Message 25 of 25
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