No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I've been following everyones advice on the forum for the last several months and a few months ago I applied for a got a couple of credit cards with low limits. One of the cards was Walmart with $150 limit. I use it a little here and there and every month PIF (usually within a week of using so my util stays low on CR.)
Well, Today I logged into my walmart account and had a CLI up to $700 for that card!! I am so excited, this is my first CLI and while its still under $1000 its a move in the right direction.
I'm keeping my util low and I've seen a good jump on my scores. Hoping as my other cards grow (capital one should automatically increase next month) I will continue to increase my score! Ultimately, just wanted to say THANK YOU!!! Theres no way I could have gotten this far without the help of everyone here!
That's great. I noticed your scores are around mine. What Wal*Mart card were you able to get? I need to add some credit to start building credit- but I am so leary of applying for a bunch of cards, knowing my scores are still less than ideal.
I just got the regular Wal-Mart store card. I also got a Capital One unsecured at the same time with a $500 limit.
Good Luck! Let me know if you apply and get the card!