Reply
New Member
langinjoe
Posts: 42
Registered: ‎12-03-2012

WTH Transunion?!?

I am not sure why the account relationship was terminated. Authorized user on brothers CC, but neither party asked them to remove me?!?

Date Opened:10/19/2000
Responsibility:Account Relationship Terminated (11/09/2012)
Account Type:Revolving Account
Loan Type:CREDIT CARD
Date Updated:11/09/2012
Payment Received:$3,450
Last Payment Made:10/31/2012
Pay Status:Current; Paid or Paying as Agreed
Terms:$147 per month, paid Monthly
New Member
langinjoe
Posts: 42
Registered: ‎12-03-2012

Re: WTH Transunion?!?

Same with Equifax ..

Valued Contributor
rckstrscott
Posts: 2,244
Registered: ‎04-25-2011

Re: WTH Transunion?!?


langinjoe wrote:

Same with Equifax ..


If both are reporting it, it def. was reported to them by the furnisher of the information... I would call the CC company back and have them reevaluate their response because they clearly did this and the rep didn't know what they were talking about haha

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX
Moderator
Shogun
Posts: 7,372
Registered: ‎04-15-2011

Re: WTH Transunion?!?

+1  The CRAs don't communicate with each other unless it involves a Security Fraud.  So one would not alert the other to the status.  This had to be done at the CC company level.


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+