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WTH Transunion?!?

New Member

WTH Transunion?!?

I am not sure why the account relationship was terminated. Authorized user on brothers CC, but neither party asked them to remove me?!?

Date Opened:10/19/2000
Responsibility:Account Relationship Terminated (11/09/2012)
Account Type:Revolving Account
Loan Type:CREDIT CARD
Date Updated:11/09/2012
Payment Received:$3,450
Last Payment Made:10/31/2012
Pay Status:Current; Paid or Paying as Agreed
Terms:$147 per month, paid Monthly
Message 1 of 4
3 REPLIES
New Member

Re: WTH Transunion?!?

Same with Equifax ..

Message 2 of 4
Valued Contributor

Re: WTH Transunion?!?


langinjoe wrote:

Same with Equifax ..


If both are reporting it, it def. was reported to them by the furnisher of the information... I would call the CC company back and have them reevaluate their response because they clearly did this and the rep didn't know what they were talking about haha

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Message 3 of 4
Moderator Emeritus

Re: WTH Transunion?!?

+1  The CRAs don't communicate with each other unless it involves a Security Fraud.  So one would not alert the other to the status.  This had to be done at the CC company level.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 4