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I had a first premier paid charged off account drop off the other day on my equifax report, and what did I get? Not even 1 single point. Yep 7 years and no increase.
Am I glad that its gone, you bet! But it would have been nice if I could have gained at least a few points. Oh well !!!!!!
Congrats
even without points increase since it is too old , it will help you in manual reviews and recon if needed.
I guess it really is YMMV situation.I had an paid charge off fall off credit report and scores went up by sixty to seventy points.I am guessing really depends on what else is on your CR
expect the worse everytime and when something positive happens you will be elated..... because you weren't expecting it.
wan't really expecting, but was hoping LOL!
Scoring of payment history is not plain vanilla. It is based on an overall categorization of remaining derogs. If any oher major derogs stll remain, your scoring is under a less favorable categorizatio/scoring bucket.
Once your file becomes clear of all major derogs, you should see a more signific\nt impact on scoring.