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Waiting Game

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bicknar
Regular Contributor

Waiting Game

Hi Gang,

 

First off, thank you to everyone with the great information and advice on my posts.  I've been actively trying to repair my credit since Jan.  One of those pesky resolution things.

 

Since then I've seen an 80 pt increase into the low 600s, so not too shabby.

 

I've paid down CC Balances - Looking at 7% total util with a balance on only one card and the rest are 0

Removed myself as an AU on an account with a short credit history and some major derogs

Sent out good will letters to those with any derogs

No collections on my reports

 

So right now I'm just waiting to see the impact of my actions and continuing to pay down that last card. 

 

On a side note I've been contacting the banks about reducing interest rates and killing annual fees and stuff like that too.  Been a fun journey so far.  I think the best part of these forums is that now I know when the representative I'm speaking with is full of !@#$ <Big Grin>

 

A


Starting Score: 556
Current Score: 672
Goal Score: 700


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