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Waiting anxiously for score change after Collection removal

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Edk83
Established Member

Waiting anxiously for score change after Collection removal

Hey guys! Thanks to this great site I have succeeded in getting a collection removed by PRA collections. I got the response last week. I have not recieved an alert from myfico of any changes yet on score watch. It seems however that it was removed from Equifax itself and Transunion. The last report I got on this site was Monday. I dont want to spend money refreshing the score, should I just sit tight???

Message 1 of 7
6 REPLIES 6
Shogun
Moderator Emeritus

Re: Waiting anxiously for score change after Collection removal

Just sit tight for a bit, it will come off.  In IME EQ takes forever.

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July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

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Message 2 of 7
Edk83
Established Member

Re: Waiting anxiously for score change after Collection removal

Thanks Shogun, your help has been awesome!

Message 3 of 7
Lzzybeth
New Contributor

Re: Waiting anxiously for score change after Collection removal

I'm in the same boat as you Edk83, I'm curious what kind of score bump I'll see after having NCO Financial and Armada Corporation deleted from the same two CRAs! I'll cross my fingers for the both of us. Smiley Happy



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No Apps Until 6/15/2022
Message 4 of 7
Edk83
Established Member

Re: Waiting anxiously for score change after Collection removal

Thanks! We should be fine, I am just impatient I guess. Just confused why it is removed on Equifax and not myfico since the latter reports the former!!

Message 5 of 7
Edk83
Established Member

Re: Waiting anxiously for score change after Collection removal

Okay, here is the update!

 

I called Equifax today, regarding this matter. All trading lines with PRA have been REMOVED and no account activity remains. So that is the good news.

 

However, I have subscribed to score watch here on myfico. I have recieved no alerts of score increases or account deletions though they claim to base score on Equifax???? The rep told me that myfico is a third party.

 

Why is this? Confused!

Message 6 of 7
KatrinaE
Valued Member

Re: Waiting anxiously for score change after Collection removal

I am subscribed to ScoreWatch as well, though directly though EQ and have been on and off for several years.   I will receive alerts for changes on accounts during the week and score alerts usually come Sunday night or Monday morning.

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Message 7 of 7
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