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Hey guys! Thanks to this great site I have succeeded in getting a collection removed by PRA collections. I got the response last week. I have not recieved an alert from myfico of any changes yet on score watch. It seems however that it was removed from Equifax itself and Transunion. The last report I got on this site was Monday. I dont want to spend money refreshing the score, should I just sit tight???
Just sit tight for a bit, it will come off. In IME EQ takes forever.
Thanks Shogun, your help has been awesome!
Thanks! We should be fine, I am just impatient I guess. Just confused why it is removed on Equifax and not myfico since the latter reports the former!!
Okay, here is the update!
I called Equifax today, regarding this matter. All trading lines with PRA have been REMOVED and no account activity remains. So that is the good news.
However, I have subscribed to score watch here on myfico. I have recieved no alerts of score increases or account deletions though they claim to base score on Equifax???? The rep told me that myfico is a third party.
Why is this? Confused!
I am subscribed to ScoreWatch as well, though directly though EQ and have been on and off for several years. I will receive alerts for changes on accounts during the week and score alerts usually come Sunday night or Monday morning.