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Established Member
Posts: 19
Registered: ‎11-07-2012
0

Waiting anxiously for score change after Collection removal

Hey guys! Thanks to this great site I have succeeded in getting a collection removed by PRA collections. I got the response last week. I have not recieved an alert from myfico of any changes yet on score watch. It seems however that it was removed from Equifax itself and Transunion. The last report I got on this site was Monday. I dont want to spend money refreshing the score, should I just sit tight???

Moderator
Posts: 14,051
Registered: ‎04-15-2011
0

Re: Waiting anxiously for score change after Collection removal

Just sit tight for a bit, it will come off.  In IME EQ takes forever.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Member
Posts: 19
Registered: ‎11-07-2012
0

Re: Waiting anxiously for score change after Collection removal

Thanks Shogun, your help has been awesome!

New Contributor
Posts: 56
Registered: ‎03-13-2008
0

Re: Waiting anxiously for score change after Collection removal

[ Edited ]

I'm in the same boat as you Edk83, I'm curious what kind of score bump I'll see after having NCO Financial and Armada Corporation deleted from the same two CRAs! I'll cross my fingers for the both of us. Smiley Happy

Starting Score: Jan 2012: EQ - 624
Current Score:Dec 2015: EQ - 750
Goal Score: Across the Board: 760
GC Challenge: App Free Since 12/28/2012 and No Apps Until 2/18/2016


Established Member
Posts: 19
Registered: ‎11-07-2012
0

Re: Waiting anxiously for score change after Collection removal

Thanks! We should be fine, I am just impatient I guess. Just confused why it is removed on Equifax and not myfico since the latter reports the former!!

Established Member
Posts: 19
Registered: ‎11-07-2012
0

Re: Waiting anxiously for score change after Collection removal

Okay, here is the update!

 

I called Equifax today, regarding this matter. All trading lines with PRA have been REMOVED and no account activity remains. So that is the good news.

 

However, I have subscribed to score watch here on myfico. I have recieved no alerts of score increases or account deletions though they claim to base score on Equifax???? The rep told me that myfico is a third party.

 

Why is this? Confused!

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Established Member
Posts: 20
Registered: ‎07-15-2010
0

Re: Waiting anxiously for score change after Collection removal

I am subscribed to ScoreWatch as well, though directly though EQ and have been on and off for several years.   I will receive alerts for changes on accounts during the week and score alerts usually come Sunday night or Monday morning.

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