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They listed high balances and I think there was something about time since recent negative credit. Bankruptcy was discharged in February of 2010. Other than some tax liens, nothing else bad since then.
Walmart is on my wishlist for maybe next month. What' I've read often is that people order something through Walmart online using their credit card, and then when they return to the account, Walmart has given them a pre-approved offer (soft pull). I kept reading this over and over, and I have ordered from Walmart online for years but I always used a debit card! So now I'm planning to order using my credit card next month and see if that works. Also, some people have gotten pre-approved offers at the register when paying with a credit card.
So if you apply and are approved or denied does it say so instantly or have to wait for a decision in the mail?
It will be an instant approval and give you your CL. You make one application and they will put it in for a Discover first, if no go on that, they will put it through for the store card. This is all done in just a few seconds.
I have put the Barclays Rewards card on my wishlist for next yr over this one, however I have read it is BK friendly?
I've gone back and forth over the idea of getting it for TU score but never pulled the trigger.
A year or two ago it seemed pretty easy to get. Not sure about now, though.
I applied for Walmart cc about 2 weeks ago online, I didn't think I would be approved but instantly I was apprived for $200 cl!! Even though it was a low cl, I was very happy to even get one and now I can start building it from here! I was denied by JCP. So I recommend the Walmart before JCP.
i was declined recently with TU score listed below the large collection from 2/2012 seems to scare everybody away
I NEED APPERCATION TO FILL OUT FOR WAL MART CARD
@Anonymous wrote:i was declined recently with TU score listed below the large collection from 2/2012 seems to scare everybody away
why such a big score difference in ur current scores??? just curious, and im new to all of this lol
BK7 Discharge: Feb 2014 Starting Score: 579 Current FICO Score: 656
Goal Score: 660 short | 800+ long Goals Hit: 2 Active Cards: 6
Gardening Since: June 2014 Garden Goal: December 2014
Wish List: Chase Slate | Chase Disney | Discover IT | Barclays NFL Sig