Walmart Denial

[Anonymous]

After reading post that i might have a chance with Walmart, i was shot down. My scores are 604, 585, and 600 on FICO 8. For 6 months ive been using a $1000 CAP1 SC. AS of last week, but still not reflecting on my CR I have a $500 QS1 as well. Right now on my CR i have 2 installment accounts (me and a car for my daughters mother), 2 credit cards, 1 jewlerey account that only reports to EX. If im not mistaken im suppose to have 3 revolving accounts. Is there any advice/ recommendations for me, it is greatly appreciated?

[Anonymous]

I read denial letters completely.

Whatever is posted as their #1 Denial reason, that's the firstmost thing to work on. 

You can now get a credit report for free due to being turned down. Whichever bureau they pulled!

So you have a Cap1 Secured, brand new QS, Store Card reporting on EX.

Options are IMO:

Wait 3 months. CLI the Quicksilver. Have better scores.  Apply for a major card.

Apply via SCT for a store card that you WILL use.

Check out Cap1's Co Branded Cards.

Maybe another secured, like CITI or BoA?

Just throwing stuff out there. 

[creditgambler2018]

Lower down your balances!! SIMPLE AS THAT. Gotta pay to play.