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Moderator
Shogun
Posts: 12,899
Registered: ‎04-15-2011

Walmart FICO rebuild

[ Edited ]
 
 
 Your FICO® Score
As of December 03, 2012
your FICO® Score is:
759
                                                                                                                                                                    
 
  Your FICO® Score History

 

 

 


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
westo12
Posts: 578
Registered: ‎07-20-2008

Re: Walmart FICO rebuild

NICE! :smileyhappy:

2014 Starting-618, current TU617/EX653/EQ600 (WalmTU 7/7,Prosper, CLI decline ltr) / Ending Goal score: 720 - 25 pos TLs / Baddies: 1 unpd $312 med CA, 2/30 day auto lates almost 2yrs old /reported Install Bal/Lim: 27238/36512 | reported Revolving Bal/Lim: 12806/20532=62%util.

**IN the garden until I get some auto CLI's on major accts**
Established Member
minnie77
Posts: 28
Registered: ‎11-29-2010

Re: Walmart FICO rebuild

Like!

Moderator
Shogun
Posts: 12,899
Registered: ‎04-15-2011

Re: Walmart FICO rebuild

+83 points.  DW's went up 82 points.  Not that I'm competing with her.   lol

 


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
RN67
Posts: 123
Registered: ‎10-01-2012

Re: Walmart FICO rebuild

Congratulations!!!

Starting score (9-29-12)= myfico EQ-562, myfico TU-551, Exp.plus-550
Current score= EQ-732, TU-760, Exp-686
Goal score=775 across the board :smileyhappy:
New Contributor
ficochat
Posts: 51
Registered: ‎03-07-2012

Re: Walmart FICO rebuild

way to go!!!

Valued Contributor
madmann26
Posts: 1,402
Registered: ‎08-30-2012

Re: Walmart FICO rebuild

Congrats Shogun!!

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $1.5k; NFCU Cash Rewards $22K; AMEX BCE $6k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
New Visitor
Blizz127
Posts: 2
Registered: ‎12-12-2012

Re: Walmart FICO rebuild

Is the Walmart Fico score reliable? From what i've seen around here it looks like it.  But i've used American Express and another (creditkeeper) and it was a bit different.

Valued Contributor
madmann26
Posts: 1,402
Registered: ‎08-30-2012

Re: Walmart FICO rebuild

Very reliable.

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $1.5k; NFCU Cash Rewards $22K; AMEX BCE $6k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Valued Contributor
rckstrscott
Posts: 2,659
Registered: ‎04-25-2011

Re: Walmart FICO rebuild


Blizz127 wrote:

Is the Walmart Fico score reliable? From what i've seen around here it looks like it.  But i've used American Express and another (creditkeeper) and it was a bit different.


The Walmart FICO is a FICO score... The AMEX one is a FAKO score... The CreditKeeper score is a FAKO..

 

The Walmart FICO uses a score that is used by lenders, and is branded by FICO. FICO scores are used in 90 percent of lender decisions.

 

 

-scott

 

 

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
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