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Walmart FICO rebuild

Moderator Emeritus

Walmart FICO rebuild

 
 
 Your FICO® Score
As of December 03, 2012
your FICO® Score is:
759
                                                                                                                                                                    
 
  Your FICO® Score History

 

 

 

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 1 of 23
22 REPLIES
Established Contributor

Re: Walmart FICO rebuild

NICE! Smiley Happy

Chap7 discharge 7/29/15
Fico 11/20: TR:595(high util)
Cap1(Plat+QS) 3500+2500/Merrick 1000/Express 1100.
Message 2 of 23
Established Member

Re: Walmart FICO rebuild

Like!

Message 3 of 23
Moderator Emeritus

Re: Walmart FICO rebuild

+83 points.  DW's went up 82 points.  Not that I'm competing with her.   lol

 

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 23
Regular Contributor

Re: Walmart FICO rebuild

Congratulations!!!

Starting score (9-29-12)= myfico EQ-562, myfico TU-551, Exp.plus-550
Current score= EQ-732, TU-760, Exp-686
Goal score=775 across the board Smiley Happy
Message 5 of 23
Highlighted
New Contributor

Re: Walmart FICO rebuild

way to go!!!

Message 6 of 23
Valued Contributor

Re: Walmart FICO rebuild

Congrats Shogun!!
Scores: about 700 across the board
Total CL: $275k
Message 7 of 23
New Visitor

Re: Walmart FICO rebuild

Is the Walmart Fico score reliable? From what i've seen around here it looks like it.  But i've used American Express and another (creditkeeper) and it was a bit different.

Message 8 of 23
Valued Contributor

Re: Walmart FICO rebuild

Very reliable.
Scores: about 700 across the board
Total CL: $275k
Message 9 of 23
Valued Contributor

Re: Walmart FICO rebuild


Blizz127 wrote:

Is the Walmart Fico score reliable? From what i've seen around here it looks like it.  But i've used American Express and another (creditkeeper) and it was a bit different.


The Walmart FICO is a FICO score... The AMEX one is a FAKO score... The CreditKeeper score is a FAKO..

 

The Walmart FICO uses a score that is used by lenders, and is branded by FICO. FICO scores are used in 90 percent of lender decisions.

 

 

-scott

 

 

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 09/14: TU: 784 | EQ: 752 | EX: 784
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession


Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $13900, Citi/Home Depot $8500, Capital One Cash Rewards $3500, BOA $7500 Total Utilization: 3%. AAoA: 2yr, 9mth. INQS: 1 TU, 1 EQ, 3 EX
Message 10 of 23