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Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Walmart FICO rebuild

AMEX doesn't even use the AMEX score. 


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
New Contributor
kingmidas
Posts: 51
Registered: ‎01-26-2012
0

Re: Walmart FICO rebuild

[ Edited ]

Oh wow that's my exactly 100 above my score from walmart fico updated on 12/3! Nice

 


Starting Score: myfico.comEQ 570 TU 614 EX (fako/experian.com) 565 5/24/12
Current Score: lender pulled EQ 672 TU 722 EX 692 as of 7/2/13
Goal Score: 700 across the board

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New Contributor
Sha80
Posts: 71
Registered: ‎10-23-2012
0

Re: Walmart FICO rebuild

Very nice. Almost 100 points in 3 months.  There is hope for me yet.  I had a 28 point jump and I'm doing the happy dance.  Can't imagine what I'd do for 83:smileytongue:

Starting Score: EQ: 605 (10/21/2012) Trans/Walmart: 641(10/26/2012)
Current Score: EQ: 678 (4/9/13) Trans/Walmart: 693 (5/13/13) EX: 648 (4/10/13) Lender pull

Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Walmart FICO rebuild

DW has had a 107 bump in 3 months.  She just checks with me every so often.  "What's my score now?"  :smileyhappy:


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
sphinx313
Posts: 567
Registered: ‎02-12-2011
0

Re: Walmart FICO rebuild

LOL you know you're competing.



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


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Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Walmart FICO rebuild

But I'm the one cleaning and building her scores too.  So kind of working against myself.  :smileyhappy:


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
sphinx313
Posts: 567
Registered: ‎02-12-2011
0

Re: Walmart FICO rebuild

My wife doesn't work, I'm very "old school" for a young guy. She does enough work taking care of me and my 2 boys. I'm so jealous when I pull her credit and I get the "You have a thin credit file" and they don't give me anything. Obviously, without income of her own she can't do much but I wonder if I could start "building" positive history for her with secured's and AU's as I get better down the road..set her up in case I pass or something.



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


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Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Walmart FICO rebuild

Very nice, my walmart TU score remains unchanged since last month.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Regular Contributor
Unique620
Posts: 233
Registered: ‎10-03-2009
0

Re: Walmart FICO rebuild

Congrats! 

Filed BK 04/2011|BK Discharged 08/2011|Hard Pull I 12/05/2012 |


Starting Score: EQ 523 03/2012
Current Score: EQ 649 I TU 655 (02/2013) EX 672(01/2013)
Goal Score: 700 on all CR's 04/2013
Frequent Contributor
pineappledaydreams
Posts: 257
Registered: ‎04-03-2012
0

Re: Walmart FICO rebuild

Sphinx, same with future/wife but she is headed to different route. Regardless she has a thin credit file, if in were you I'd get her an secured card. Whatever the limit is have that amount saved somewhere never to be touched except for that card if you're ever unable to pay, I know doesn't make sense because it's a secured account. This however is someone else's life, and report, you should be extra careful. That's what I'm currently doing for my girlfriend/fiance. I'll let you know what her fico is next month =)
On my phone apologies for the errors.



Starting Score: 501 EX FAKO
Current Score: 745TU Fico
Current Score:714EQ Fico
Current Score: 742 fico


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