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Walmart credit score??

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DaBears
Senior Contributor

Re: Walmart credit score??

Learning something new everyday!!!!! 

Message 11 of 12
Shogun
Moderator Emeritus

Re: Walmart credit score??

Walmart uses a proprietary scoring system.  No one really knows what formula they use, but the score range is a dead give away.  As far as what CRA they pull, it's a YMMV type of thing.  Sometimes they pull TU, sometimes EX.  The FICO score they provide when you are approved and sign up for paperless billing is a TU FICO 08.  They generally pull TU for CLIs.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 12 of 12
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