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Regular Contributor
Posts: 232
Registered: ‎02-02-2012
0

Re: Walmart instant denial :(

Just do a search for shopping cart trick here in the forums. Other people can probably explain it way better than me. 

Wallet:
CapOne QuicksilverOne $500/VS $700/Express $500/Walmart $2000/Old Navy $600/SC Telco Visa $1K/HH Gregg $1500/Target REDcard $200



New Member
Posts: 19
Registered: ‎03-17-2013
0

Re: Walmart instant denial :(

Thanks, I did - so I will give it a whirl!


Starting Score: 563
Current Score: 694
Goal Score: 720


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Member
Posts: 16
Registered: ‎04-15-2012
0

Re: Walmart instant denial :(


Credit sesame score 695 ( lol)
Experian fako 651
Credit karma 665
Walmart TU 636
Lending tree 631

New Member
Posts: 19
Registered: ‎03-17-2013
0

Re: Walmart instant denial :(

Ok - I got the pop up with the instant approval for VS - so I feel better - I didnt take it - I want to wait for PSECU and dont want to upset them with a new account.  But at least I know if all else fails - I can get VS. Thanks for the tip!!!


Starting Score: 563
Current Score: 694
Goal Score: 720


Take the myFICO Fitness Challenge


Senior Contributor
Posts: 3,928
Registered: ‎10-26-2012
0

Re: Walmart instant denial :(


kdcka1 wrote:

Ok - I got the pop up with the instant approval for VS - so I feel better - I didnt take it - I want to wait for PSECU and dont want to upset them with a new account.  But at least I know if all else fails - I can get VS. Thanks for the tip!!!


My wife wanted me to open up a VS card and like a idiot I did. Now I have 3 dressers in our bedroom!!!Smiley Mad go figure!!

Established Contributor
Posts: 677
Registered: ‎03-21-2013
0

Re: Walmart instant denial :(

I am curious are the scores you posted FICO or FAKO.  That could make a difference. 


Starting Score: 570 ish
Current Score:EX (701) EQ (711) TU (705)
Goal Score: 750
In My Wallet: GE Care Credit (8K) BestBuy (6K) BofA Cash Rewards Signature Visa (7K) Cap One Quicksilver (10.5K) Chase Freedom (4K) Lowes (6K) VS Angel Card (2.4K), Macys (4K)
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: Walmart instant denial :(

Sorry about the denial. Regarding the shopping cart trick, just because it popped up once doesn't mean it will pop up again. Odd but true. Keep that in mind next time you want to see if it works.

Good luck!
Moderator
Posts: 14,051
Registered: ‎04-15-2011
0

Re: Walmart instant denial :(

I must agree with the others, I would have bet t that you would have qualified.  Are you sure they pulled TU?  I know when I got my initial card, they pulled EX.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Frequent Contributor
Posts: 421
Registered: ‎03-23-2013
0

Re: Walmart instant denial :(

I never get approved for Walmart either, or ANY card by GECRB. They hate me Smiley Sad I do need to improve a few things on my reports but it's frustrating.

Comenity cards were my savior, along with FP, Macy's & Bloomingdales.

New Member
Posts: 19
Registered: ‎03-17-2013
0

Re: Walmart instant denial :(

They are FICO - EQ and TU from this site and EX from PSECU FICO

Starting Score: 563
Current Score: 694
Goal Score: 720


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