@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:Logged into my Walmart Card account this morning to schedule a payment and just noticed they have raised my limit from $500 to $1200! When I got the card back in November, I called in and asked if they would increase it to $1500, to match my other cards and they refused. Now a CLI without even asking.... Sweeeet.
CONGRATS!
when you get over a 650 call in and ask for 3500. When my score reached the 661 I called the backdoor number. NOT the number on the card and asked for a CLI. I got my card in novemeber it was 500, called when i seen my scores go to 661 and asked for 3500. they said yes! I did the same with amazon, recieved the car in november for 800, called a couple days ago and asked for 4000. they said yes!
Thank you very much for the advice Harley, and the PM! I just got off the phone with them, asked for $3K and got it! I probably could have got $3500, but $3K is plenty for now. In a few more months some more derogs should age past 2 years, and I should see more score bumps, and I'll see if they will kick it up to $6-7k. This should drop my UTI to below 30% overall when it reports on the 18th, giving me a few more points. Maybe EQ will finally stay in the orange (590), instead of just teasing me...
Congrats Norman. Job well done!! When your score reaches 670, then you can go back and request $6k and you will probably be approved. Walmart and Amazon tend to focus on specific scores. If you ever get Sam's Club or Lowes, they tend to be alot more lenient. I got Lowes up to $15k with only a 670 TU. When I got my score to 700, then I'll ask Lowes for $25k and Sam's Club for $10k.
I got the lowes to 30K Joint account my DW score was 758 at the time I forget what mine was but they are very lenient on that card. , went from 4500 to 30k in about 45 minutes. We want the sams club but they didnt offer a joint account.
Sam's is kinda weird. I don't think you can even do an authorized user on it either. I have a Sam's Club PLCC and so does BF. Don't know if you have to have 700 or 720 for the MC cause BF got his PLCC at 695, which was a bummer. 
. That being said, Lowes has been generous to me with my current scores. Will ask for $25k when I get TU to 700. Congrats on the $30k. I think I can get it to $25k, but realistically, it will probably be another year before I can get my scores over 740, and ask for more. Walmart and Amazon have been a thorn in my side. They are such sticklers when it comes to scores. I cant get it above $6k. Even when my UTI was at 10%, no dice, so I know my score will have to be over 700. I think I've pretty well gone as far as I can with my current scores, so I'll have to concentrate on getting my scores to the next level in order to get additional increases.
Congrats Norman. I just got a auto CLI for my Amazon Prime card up to $1300. My Walmart card sits at it's initial limit of $150. I am waiting until March to call CS for an increase when my scores recover somewhat.
I have had my Wal-Mart store card for some time since my BK 7 discharged in 2013. I was given $150 CL and I used it as my grocery card to take advantage of the 5% statement credits. I paid off every month sometimes making payments in store when my grocery bill exceeded available credit. I logged into my account yesterday and thought about how nice it would be to get a better CL. I submitted request for $500... APPROVED immediately. This made be curious so I requested $1500... APPROVED immediately. I was happy... however I have been wanting to decrease util and increase overall CLs so I submitted another request for $2500... APPROVED immediately. WooHoo! I figured let me put in an amount that I would be satisfied with period... $5000; DECLINED, But... APPROVED immediately for $3500. All of those wishing to build a relationship with Walmart, I recommend using the card like a debit card and wait some time (6 months or so) before requesting CLI. Good Luck and Blessings to ALL!
Current FICO 8 Scores EQ581/TU644/EX597 11/14/2016 Starting scores 477/523/501 11/22/2012; 2017 GOAL 700 Club for ALL
*********CREDIT TRADELINES AS OF 11/2016*********
Capital One QS1 $300→$500→$750→$850 BAL:$710 Planned Payoff Jan 2017 (Opened: 02/2014)
Capital One QS2 $300→$500→$750→$850 BAL:$840 Planned Payoff Jan 2017 (Opened: 06/2013)
Barclays Reward MC $1500 BAL: $1505 Planned Payoff Mar 2017 (Opened: 10/2013)
Fingerhut $150→$300→$750→$1250 BAL: $0 (Opened: 06/2013)
Walmart $150→$3500 BAL: $73 Payoff Monthly (Opened: 11/2014)
Amazon Prime $700 BAL: $630 Planned Payoff Feb 2017 (Opened: 10/2014)
Navy Secured Fed1 $1200 BAL: $1195 Planned Payoff May2017 (Opened: 03/2013)
Navy Secured Fed2 $1100 BAL: $1075 Planned Payoff May 2017 (Opened: 06/2013)
Navy Fed GoRewards $2000 BAL: $1965 Planned Payoff Jun 2017 (Opened: 11/2013)
Milestone $300 BAL: $230 (Opened: 08/2016)
CreditOne $300→$500→$650→$800 BAL: $784 Payoff Apr 2017 (Opened: 01/2015)
CFNA/Tire Plus $1200 BAL: $663 Payoff Mar 2017 (Opened: 08/2014)
JCPenney $500→$3500 BAL: $54 Payoff Monthly (Opened: 11/2014)
Kay Jewelers $1000→$2000→4500 BAL: $620 Payoff Feb 2017 (Opened: 10/2013)
Kohls $300 BAL: $0 (Opened: 10/2013)
PayPal Smartconnect $300→$500 BAL: $283 Payoff Nov 2016 (Opened: 02/2015)
Victoria Secrets Store Card $250 (Opened: 02/2014)
Current Scores: Current FICO 8 Scores EQ581/TU644/EX597 11/14/2016 Starting scores 477/523/501 11/22/2012; 2017 GOAL 700 Club for ALL