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@J91605 wrote:
Thank you for submitting an application for a Capital One credit card.
We attempt to provide an application decision in 60 seconds or less. On occasion, system availability affects our ability to make a credit decision or, in some cases, we need to collect additional information. Unfortunately, we need more time to look into this for you.
Keep an eye out for additional details regarding your application via email or mail within 7-10 business days.
Until we contact you, please do not submit another application.
I take it this means no?!
Maybe, maybe not. Sometimes they request additional info. If they decline, just app again in about 60 days.
Your chances are good based on your scores.
My wife as applied for 2 cap1 cards, QS and Venture, and he got the wait to hear from them message also. We got a letter in the mail from them a few days, maybe a week, later that basically wanted her to verify her income. We sent a copy of out tax return and she was approved a few days later for the QS, have not heard back from the Venture yet but we just sent the papers back last week on that one. The QS was a few months back.
Point being, they may just need to verify some info before approving.