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Want to increase my score

New Member

Want to increase my score

I've been reading the forum for awhile now and I'm not going to do any shorthand because it gets tricky then.


I looked at my fico score which is 620, but I want to get an auto loan soon and I do not want to be paying the estimated 11%. I have about 3 accounts that say bad debt/collections which are all paid up so what can I do to try and get them off my Credit report? Also I have like two 120+ but those accounts got merged with my other installment account I have with that company. What actions can I take to get these off my report? Or am I SOL and have to wait the 7 - 7.5 years?



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Regular Contributor

Re: Want to increase my score

If they are all paid you can send them all GW letters and see if that works.

Message 2 of 2