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Wanted to show how 11 months and working on paying off and rebulding can work

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angeltimes3
Valued Member
‎01-20-2013 05:22 AM
‎01-20-2013 05:22 AM

Wanted to show how 11 months and working on paying off and rebulding can work

I just wanted to show that 11 months and alot of hard work can make a huge difference.  Last year at this time, I couldn't get a car, a loan, nothing.  Now it is slowly going up and I was able to get a new car at 8.9 and will be refinancing next month for 2.9...absolutely fantastic.  As well, I have a secured cc with no lates, the car loan with no lates, and a small loan for 500 paid in full.  I cannot wait to see where 2013 takes it..hopefully to our new house!!!!

Starting Score: EQ484TU503EX491 3/23/2012
Current Score: EQ652TU729EX707 Quizzle 651 CrKarma 714 3/5/14
Goal Score: 850

Take the FICO Fitness Challenge

Message 1 of 9
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Anonymous
Not applicable
‎01-20-2013 05:35 AM
‎01-20-2013 05:35 AM

Re: Wanted to show how 11 months and working on paying off and rebulding can work

Grats! I was in the same boat and started my journey 11 months ago as well. I started out with a secured $300 credit card. I was just approved for a brand new car loan few weeks ago and now have several credit cards. It's a great feeling watching credit grow and get better.

Message 2 of 9
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llecs
Moderator Emeritus
‎01-20-2013 07:26 AM
‎01-20-2013 07:26 AM

Re: Wanted to show how 11 months and working on paying off and rebulding can work

Congrats!

Message 3 of 9
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NewbieReed
Frequent Contributor
‎01-20-2013 08:21 AM
‎01-20-2013 08:21 AM

Re: Wanted to show how 11 months and working on paying off and rebulding can work

Congrats!!

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge
Message 4 of 9
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bettercreditguy1
Established Contributor
‎01-20-2013 08:24 AM
‎01-20-2013 08:24 AM

Re: Wanted to show how 11 months and working on paying off and rebulding can work

congrats!

Updated scores 3/7/21 TU 849, EQ 829, Ex 818 (all Fico scores) Remember the Three P's: Pay early in Full, Pay on Time, Patience
Message 5 of 9
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visorboy1974
Valued Contributor
‎01-20-2013 08:40 AM
‎01-20-2013 08:40 AM

Re: Wanted to show how 11 months and working on paying off and rebulding can work

Congrats...great job!  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 6 of 9
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Cadillac-XTS
Established Contributor
‎01-20-2013 08:45 AM
‎01-20-2013 08:45 AM

Re: Wanted to show how 11 months and working on paying off and rebulding can work

Congrats

Message 7 of 9
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Shogun
Moderator Emeritus
‎01-20-2013 09:53 AM
‎01-20-2013 09:53 AM

Re: Wanted to show how 11 months and working on paying off and rebulding can work

Happy dance!

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 8 of 9
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Kartel34
Regular Contributor
‎01-20-2013 02:48 PM
‎01-20-2013 02:48 PM

Re: Wanted to show how 11 months and working on paying off and rebulding can work

Good job
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