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Was Down but Capital one just gave me hope!

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Anonymous
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Was Down but Capital one just gave me hope!

After finding out last night I had a 2600 dollar judgement in my name for an accident in a car I sold and the new owner didn't immediately transfer the title (not reported) had me considering bankruptcy and feeling like giving up. I got a letter from capital one.

I was approved for a 200 secured card I just have to pay 99.

Years and years ago. I had a capital One 3k charge off that was paid through garnishment.

I also hired a lawyer who is confident the judgment can be vacated against me.

Oh what difference a day make. I also have a capital one checking and savings!
Message 1 of 11
10 REPLIES 10
medicgrrl
Valued Contributor

Re: Was Down but Capital one just gave me hope!

Congrats!!


EQ 778 EXP 782 TU 729
Message 2 of 11
Anonymous
Not applicable

Re: Was Down but Capital one just gave me hope!

Thanks for responding I really felt down last night and the responses were a life line
Message 3 of 11
Aduke1122
Senior Contributor

Re: Was Down but Capital one just gave me hope!

Hey don't lose hope it can be so so frustrating trust me I know but hang in there Op and congrats on the new approval
Message 4 of 11
Anonymous
Not applicable

Re: Was Down but Capital one just gave me hope!

Congratulations. You will get through this.
Message 5 of 11
Anonymous
Not applicable

Re: Was Down but Capital one just gave me hope!

COngratulations!!

Message 6 of 11
Sandman771
Valued Contributor

Re: Was Down but Capital one just gave me hope!

Way to go repair!!! Told you this was just a slight kick in the pants. You are on the right path and that is what we are here for. Congrats on the approval and that Cap one will do you well in the future.

Starting Score: EQ497/TU496/EX 499
Currently: EQ 620 TU 654 EX 627
in the garden since 6/16/2021
Message 7 of 11
Anonymous
Not applicable

Re: Was Down but Capital one just gave me hope!

Super excited now I am just waiting on BOA to decide.

So far I have
Us bank and capital one
Message 8 of 11
Anonymous
Not applicable

Re: Was Down but Capital one just gave me hope!

Congratulations! I'm new to these forums but I'm addicted to reading these success stories now. Keep pushing!

Message 9 of 11
Brickbybrick
Regular Contributor

Re: Was Down but Capital one just gave me hope!

Congrats! Don't feel down man, many of us are or were there, as long as you're breathing you have a shot! A day changed so much, now push for a week, a month, a year and you can have all that you've wanted. Keep your eye on the goal and stick to it. If you need help we are all here for you Smiley Happy
5/27/17 Experian: 679 Equifax: 628 TransUnion: 630
Cap1 QS:600 Credit One: 600 Merrick Bank: 550 Amex: 500 JCrew: 250
Message 10 of 11
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