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Watch Me Grow

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OMW2_HighAcheiver
Established Contributor

Re: Started From The Bottom Now I'm Here

Picked up myFICO again for rebuilding activities. I keep contradicting myself, yeah, it stems from my bad ability to not make rash decisions. I probably shouldn't have cancelled it in the first place. I talked myself into believing I could put the $ to good use elsewhere. The $ I blow eating for lunch, well, you get the idea.

Siggy reflects CCT I pulled earlier this week. myFICO as of yesterday is EQ 555, TU 577, EX 574.

True to the garden until 01/21/18 folks. Grow my Discover and QS1. Closing 5/3 if it doesn't graduate by end Garden date.  

February delinquent account clean up begins!
Onward & upward my friends!





Message 21 of 33
OMW2_HighAcheiver
Established Contributor

Re: Started From The Bottom Now I'm Here

Contacted all 3 bureaus today regarding dispute comments. EX & TU is mailing out current reports have to call back with exact tradelines. EQ....removed immediately, I suppose. That's what he said he was doing anyway. Asked me for my email? To send an updated report? We shall see!




Message 22 of 33
OMW2_HighAcheiver
Established Contributor

Re: Started From The Bottom Now I'm Here

Updated TU credit report information in original post





Message 23 of 33
OMW2_HighAcheiver
Established Contributor

Re: Started From The Bottom Now I'm Here

Beginning of month score update. 

February Screenshot_2016-02-01-20-18-35.png





Message 24 of 33
OMW2_HighAcheiver
Established Contributor

Re: Started From The Bottom Now I'm Here

6 month mark 5/3
5 month mark Discover
4 month mark Kohl's




Message 25 of 33
OMW2_HighAcheiver
Established Contributor

Re: Started From The Bottom Now I'm Here

Updated Equifax & Experian Raw Report data in original post





Message 26 of 33
OMW2_HighAcheiver
Established Contributor

Re: Advice? Is PIF My Only Option?

11 point EX gain for QS1 reporting 99% utilization?




Message 27 of 33
OMW2_HighAcheiver
Established Contributor

Re: Advice? Is PIF My Only Option?

Received credit steps email today




Message 28 of 33
OMW2_HighAcheiver
Established Contributor

Re: Watch Me Grow

March 2016

Michigan tax lien PIF
Capital One charge off PIF
Express Next PIF
Made monthly payments on all other cards

Now waiting for score fluctuations! 😣😬😠😧




Message 29 of 33
OMW2_HighAcheiver
Established Contributor

Re: Watch Me Grow

My journey has been literally a roller coaster. As I supposed watching it this closely would be. Screenshot_2016-03-13-21-20-33-1.pngScreenshot_2016-03-13-21-20-28-1.pngScreenshot_2016-03-13-21-20-23-1.png





Message 30 of 33
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