Rebuilding Your Credit

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Established Member
nwilson
Posts: 96
Registered: ‎07-01-2012

We are preapproved for a mortgage!!!!!!

Options

‎07-09-2012 04:47 PM

Mid score is 646 per two different lender pulls.
Yaaaaay!!!! So happy!!!
4/26/12 - TU 600, EQ 595, EX 553
7/2/12 - TU 612, EQ 594, EX 584 Lender pull
7/7/12 - TU 664, EQ 627, EX???
GOAL - 720 minimum across the board

Mantra - Having bad credit is a sure way to become financially invisible.
Message 1 of 6 (286 Views)
 
Reply
Regular Contributor
ApexdvToo
Posts: 232
Registered: ‎06-01-2012

Re: We are preapproved for a mortgage!!!!!!

Options

‎07-09-2012 05:07 PM

WooHoo!  *happy dance* for you :smileyhappy:


Starting Score 4/15/2012:579 Ex-FAKO, 572 Eq-FAKO, 546 TU-FAKO (all were sub-500 in 2011)
FICO as of 3/08/2013: 627 EQ, 647 TU
FAKO as of 3/23/2013: 638 EX, 652 EQ, 648 TU
Goal 1: 600 FICO achieved 10/2012!, Goal 2: 650 FICO Across the Board - Let's take Baby-Steps!
**Amex Optima $1.3k, GE/CareCredit $1k, CapOne Secured $900, Barclaycard Rewards $500, CapOne Rewards $500, Citi/Shell $200**
Seedling Garden Club Member - Last App: 03/18/2013 - Goal: No apps for One Year: 3/18/2014
Message 2 of 6 (278 Views)
 
Reply
Regular Contributor
Fresh101
Posts: 191
Registered: ‎01-07-2012

Re: We are preapproved for a mortgage!!!!!!

Options

‎07-09-2012 05:10 PM

CONGRATS

 

I will be trying for a mortgage in approx. 2 months.

Starting: 547 +Score EX, 541 MyFico EQ,562 MyFico TU (Dec 2nd)

Current: 715 FCR "EX" (Aug 18th), 663 MyFico "EQ" (Aug 18th), 695 MyFico "TU" (Aug 18th)

CC: Cap1 $451 CL & WellsFargo $300 CL

Goal Score: 700's Rank
Message 3 of 6 (273 Views)
 
Reply
Regular Contributor
adio413
Posts: 114
Registered: ‎06-06-2012

Re: We are preapproved for a mortgage!!!!!!

Options

‎07-09-2012 08:59 PM

congrats!! im shooting for a mortagage next september

Message 4 of 6 (212 Views)
 
Reply
Regular Contributor
luckelle
Posts: 168
Registered: ‎12-05-2007

Re: We are preapproved for a mortgage!!!!!!

Options

‎07-09-2012 10:19 PM

Hey, well done on the mortgage!! You must have played a heck of a chess game with your CR to get the almost 60 point jump in 3-4 months. Big baddies must have fell off like a ton of bricks.

Starting Score: 5/2012 TU 595, EQ 565, EX fako 547
Current Score:as of 9/2012, TU 626,Walmart 612, EQ 600, EX fako 623
Goal Score: 640 by dec 2013
BofA Au 13000, Amazon 600, Capt1 300, Walmart 150
When all else fails pay it!
Message 5 of 6 (197 Views)
 
Reply
Valued Contributor
drkaje
Posts: 2,927
Registered: ‎07-25-2008

Re: We are preapproved for a mortgage!!!!!!

Options

‎07-10-2012 06:53 AM

Congrats!!!

 

Glad you were able to get things cleaned up in so short of a time. If there are other old issues, there's really no good reason to stop repair.... just don't have any "Dispute" comments on your report.

Starting Score: 675
Current Score: EX 753 FICO, EQ 750 FICO
Goal Score: 776 FICO

Take the FICO Fitness Challenge
Message 6 of 6 (165 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+