Unfortunately there is nothing that will make them report anything to the CRAs. Fact is, the only thing required is that only accurate information be reported, but nothing states that anything has to be reported at all.
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
guiness56 wrote:
jess985 wrote:How can I possibly get TU or EX credit scores to go up when all of my good accounts only report to EQ? This is so frustrating. I called a few creditors that I noticed are only reporting to EQ to ask if they could report to TU and EX as well, only to be told no... They only report to EQ.
One creditor even told me that when we apply for a mortgage a different report would be pulled and all of my accounts would show up for each...Huh?
No wonder why EQ goes up and TU has been at a stand still for months!
When you apply for a mortgage over $150,000 your lender will see your credit file from all 3 CRAs. This file contains items no longer on your credit report. It contains any and all information ever reported to the CRAs.
Even with that, they have to actually file for the inclusive CR, and that just doesn't happen on a regular basis.
Starting Score: 504Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
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