Hello, my husband has a CO from WF that we disputed. It is from an overdraft line associated with a checking account that we closed in 2011. I just really started looking at our credit about 2 years ago. So I disputed the $31 charge with the 3 CRAs and it came back as verified or whatever it's called, then it went up to $254! They are reporting the charge off every month and I want to know if I should just pay it and ask them to delete or wait for it to fall off. I'd also like to know how to find the DOFD so I'll know when that will happen. It says last activity was 2-2011. I really have no idea where this amount is coming from and it really bugs me!
