Okay here's the deal.
I have a settled CO for an AMEx Business Card. The DoFD was early 2006 and it is scheduled to fall off of my report next March. So I received a check in the mail for approx $40 saying that they had neglected to send me a statement in February of 2007 and this check was for the interest charges and fees reflected on that statement.
Weird. So my first thought was that they are trying to re-start the clock somehow. I have no intention of cashing this check, but if I did - would it re-start the clock?
Has anyone else had anything like this happen to them?
thanks
Starting Score: 527
I don't see any sign of restarting the clock for CRTP. Plus the bill was settled meaning there is no more payment due to them. It must have been an accounting error, one they've been caught on by someone else and are trying to rectify before a class action suit or something of that sort is filed.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.