Welcome to the newest mod: GDALE6!

Kenny · ‎06-01-2015

A well deserved congrats and welcome to GDALE6, the newest mod! Look forward to your extra help!

StartingOver10 · ‎06-01-2015

Congrats Gdale6!

Pway · ‎06-01-2015

CONGRATULATIONS GDALE6

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.

TRC_WA · ‎06-01-2015

Congrats!

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24

EW800 · ‎06-01-2015

Outstanding. Great selection!!

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .

Anonymous · ‎06-01-2015

Congrats.

growing123 · ‎06-01-2015

Congrats Gdale6! You've devoted so much of your time to helping people in this forum. Well deserved indeed!!

creditstalker · ‎06-01-2015

Super Congrats GDALE6

Thanks for all that you do!!!!

Current FICO 08 as of 06/01/2015 TU 648 EQ 624 EX 602
FICO Mortgage Scores TU 594 EQ 540 EX 642

EW800 · ‎06-01-2015

@growing123 wrote:
Congrats Gdale6! You've devoted so much of your time to helping people in this forum. Well deserved indeed!!

So true!! Gdale, and so many others, have been such a blessing through my rebuild.

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .

Anonymous · ‎06-01-2015

@EW800 wrote:
@growing123 wrote:
Congrats Gdale6! You've devoted so much of your time to helping people in this forum. Well deserved indeed!!
So true!! Gdale, and so many others, have been such a blessing through my rebuild.

Agreed!