Hi there, we are preapproved for a convetional mortgage. My LO says before formal submission to UW, its best to remove disputes from a couple of items. One is an old collection and I paid to delete it, and via rapid rescore that came off.
The other are a series of late payment events from a Wells Fargo Dealer Service loan I had long ago, and paid off in 2010. I've written them mutlitple times asking for the dispute comments to be removed, and all I get is the same form letter over and over "we don't have enough information, blah blah blah." My LO says just leave the comments on and lets see what happens. We can always go to the CRA directly to remove if necc.
But man, do I DISLIKE WFDS. One of the banks that came a callin via Lending Tree for the mortgage was Wells Fargo and I laughed at the guy. Why in the world would I do business with any lender related to WFDS? I wanted to say "I dont' have enough information." ;0)
But seriously, has anyone had luck actually speaking to a human at WFDS who can handle these issues?
