Don't deal with Wells Fargo they lie to people. Got a credit card there a few years ago and I called to ask what the interest rate would be after the 0% ran out and was told 11% and guess what it was 21%. Never made a late payment or anything. Got behind on payments soon after that due to hrs at my job and was told could be put in a payment plan and they would cut interest to 10% and was lied to again. They said the account would be closed in order to be put in the plan so I said go ahead and account was closed but they would not put into payment plan. The balance is now paid and will not be going back. They try to get me to get my checking account and a new credit card back with them but not in this lifetime. On the other hand navy federal is awesome. I have been with them for 3 yrs and never had a issue that wasn't solved right away. I even had a checking account that I overdraft on and account was closed after 90 days but once I paid they opened me a new account immediately no questions asked. Not many banks will do that. I now have a 3k credit card with them and a 15k cloc with them. No other bank will approve such high credit lines with a 600 credit score. Stick with navy federal they will do you right.
