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A few weeks ago I posted here about my troubles trying to get approved for a secured card with Wells Fargo. After speaking with the credit analyst, I took half the money out of my checking account and moved it to a local credit union. The next next day, I closed my savings account with WF and opened a saving account with the credit union. The rep at the credit union told me that I qualified for a unsecure loan with them, and I hadn't even applied for one. She said I could get up to $1500, so I opted for only $500 ( something I can pay back really quick.) I used that money to increase my CL with Cap One . Yesterday, I received an email from WF stating that I was "instantly approved " for a secured card with this "special invite and reference number". Today, I received a phone call and voice mail from a WF rep regarding important info about my secured card app. Seems like the banks will do anything to keep a customer lol
Don't even think about taking them up on their offer. You are way better at a local CU anyway.