What happens if you send a pay for delete letter to an agency listed on your report but they no longer have the collection? Can they pull the collection back from wherever it got sent to or do they just ignore your letter?
More than likely they will just ignore the letter or they might send you the information of where it was sold to.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.