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What I am working on Now

Valued Contributor

Re: What I am working on Now AKA Rebuilding Journey

you are heading in the right way!!!

 

Mine have jumped all around since i started this credit journey.... but i hope to have it all taken care of soon! Smiley Happy

 

mine have actually gone down Smiley Indifferent since i started lol....

 

GOOD LUCK!!! KEEP IT UP!

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Message 11 of 29
New Visitor

Re: What I am working on Now AKA Rebuilding Journey

quick question...after you paid off trident, did they remove everything about trident form you cr?????

Message 12 of 29
Highlighted
Established Contributor

Re: What I am working on Now AKA Rebuilding Journey

I am still waiting on it to come through but both the letter and the lady on the phone said:

 

complete deletion, When it finally goes through I can let you know for sure


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 13 of 29
New Visitor

Re: What I am working on Now AKA Rebuilding Journey

yeh, i would like to know...i just donjt trust them, i got a bmg acct., 48 bucks, that took a chunk out of my experian report, i paid it yesterday, and now i'm disputing it, that way it will be done quicker, i just want it off completely....they said it would be, but i just done trust them.....and this was from 7 or 8 yrs ago, ijust found out....

Message 14 of 29
New Visitor

Re: What I am working on Now AKA Rebuilding Journey

i have a 795 of the other 2 reports and 724 with experian afer the trident thing....i didnt realize how much one hting could hurt....only nick i have on my report and it did that much damage... 

Message 15 of 29
Valued Contributor

Re: What I am working on Now AKA Rebuilding Journey


hoping2rebuild wrote:

 

Keeping my fingers crossed that everyone gets many deletions, gw's and HUGE point jumps for Christmas this year Smiley Happy



You have a great attitude.  Keep on keeping on and let's see where you are this time next year!!! Smiley Happy 



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Message 16 of 29
Valued Contributor

Re: What I am working on Now AKA Rebuilding Journey

hoping2rebuild, you are great 

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Message 17 of 29
Established Contributor

Re: What I am working on Now AKA Rebuilding Journey

That's so sweet ya'll are too kind Smiley Happy


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 18 of 29
Established Contributor

Re: What I am working on Now

I am almost there

 

I have went from 22 Med collections in June 2008 down to 1 as of today Smiley Happy

 

I have went from 18 other collections down to 5 as of today Smiley Happy

 

I plan on PFD'ing all that is remaining with our tax return then I will be COLLECTION FREE.

 

Trust and believe that when all these are gone I will do everything in my power to stay

 

Collection free!!!

 

Again thanks to EVERYONE for the advice, support and motivation

 

You all are definitely a blessing

 

I have to work on GW's to First Premier Bank and Credit One Bank.

 

Not expecting a lot of luck with Credit One since they are owned by the

 

same company that owns Resurgent, LVNV, etc... but it's worth a shot.


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 19 of 29
Established Member

Re: What I am working on Now

What ever happened to Absolute Collect Services? Were you able to get that removed? I have a $25 paid collection on my CR thinking of trying to GW. Also, I'm in the same loop with LVNV and Resurgent...arrgghh! Were they ablet o verify your debt or did you just get that little cookie cutter paragraph they send out as validation?

Message 20 of 29