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What I am working on Now

Valued Contributor

Re: What I am working on Now AKA Rebuilding Journey

you are heading in the right way!!!

 

Mine have jumped all around since i started this credit journey.... but i hope to have it all taken care of soon! Smiley Happy

 

mine have actually gone down Smiley Indifferent since i started lol....

 

GOOD LUCK!!! KEEP IT UP!

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
New Visitor

Re: What I am working on Now AKA Rebuilding Journey

quick question...after you paid off trident, did they remove everything about trident form you cr?????

Established Contributor

Re: What I am working on Now AKA Rebuilding Journey

I am still waiting on it to come through but both the letter and the lady on the phone said:

 

complete deletion, When it finally goes through I can let you know for sure


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Highlighted
New Visitor

Re: What I am working on Now AKA Rebuilding Journey

yeh, i would like to know...i just donjt trust them, i got a bmg acct., 48 bucks, that took a chunk out of my experian report, i paid it yesterday, and now i'm disputing it, that way it will be done quicker, i just want it off completely....they said it would be, but i just done trust them.....and this was from 7 or 8 yrs ago, ijust found out....

New Visitor

Re: What I am working on Now AKA Rebuilding Journey

i have a 795 of the other 2 reports and 724 with experian afer the trident thing....i didnt realize how much one hting could hurt....only nick i have on my report and it did that much damage... 

Valued Contributor

Re: What I am working on Now AKA Rebuilding Journey


hoping2rebuild wrote:

 

Keeping my fingers crossed that everyone gets many deletions, gw's and HUGE point jumps for Christmas this year Smiley Happy



You have a great attitude.  Keep on keeping on and let's see where you are this time next year!!! Smiley Happy 



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Valued Contributor

Re: What I am working on Now AKA Rebuilding Journey

hoping2rebuild, you are great 

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Established Contributor

Re: What I am working on Now AKA Rebuilding Journey

That's so sweet ya'll are too kind Smiley Happy


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Established Contributor

Re: What I am working on Now

I am almost there

 

I have went from 22 Med collections in June 2008 down to 1 as of today Smiley Happy

 

I have went from 18 other collections down to 5 as of today Smiley Happy

 

I plan on PFD'ing all that is remaining with our tax return then I will be COLLECTION FREE.

 

Trust and believe that when all these are gone I will do everything in my power to stay

 

Collection free!!!

 

Again thanks to EVERYONE for the advice, support and motivation

 

You all are definitely a blessing

 

I have to work on GW's to First Premier Bank and Credit One Bank.

 

Not expecting a lot of luck with Credit One since they are owned by the

 

same company that owns Resurgent, LVNV, etc... but it's worth a shot.


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Established Member

Re: What I am working on Now

What ever happened to Absolute Collect Services? Were you able to get that removed? I have a $25 paid collection on my CR thinking of trying to GW. Also, I'm in the same loop with LVNV and Resurgent...arrgghh! Were they ablet o verify your debt or did you just get that little cookie cutter paragraph they send out as validation?