12-29-2011 07:58 AM
Yes Absolute is gone just try sending them some GW's
I got mine gone via PFD
Granite/Resurgent sent me the same cookie cutter so I filed complaints against them with
their state AG's office waiting to hear back on that.
12-31-2011 06:21 AM - edited 12-31-2011 07:24 AM
Pulled a scorewatch report this morning and I am up 28 points
strange I didn't get an alert though.
Asset Acceptance was GONE
Credit One Bank Charge off GONE (Thank you GW letter)
State Collection Service GONE
3 of 4 Paragon Revenue Group Medical Collections GONE
Can't wait to see what the new year brings
TU up +30 only have one collection left on that report
and will PFD that when I get my taxes back
Just so pumped up and rejuvinated now that I am seeing some
decent score increases ready to get back at this full steam ahead.
01-03-2012 07:12 PM
Got this this evening +2
|Alert:||Your FICO® score has exceeded your target score of 534|
Score Watch alert/Changes to your FICO® Score
|Your FICO® score has gone up to 536 on January 3, 2012.|
|Target score alert:||Your FICO® score has exceeded your target score of 534.|
|Your FICO score may have gone up because the following factor is not hurting your FICO score as much as before:|
01-04-2012 05:49 AM
WOOHOO! keep up the good work!!!
01-08-2012 01:45 PM
and as of Yesterday -19
had a new collection pop up on my report NO Dunning notice or anything
just Poof there it was, DV going out in the morning wish me luck
01-09-2012 05:49 AM
Good luck! wishing the best for you! make sure its CMRRR
04-01-2012 05:36 AM
I had to take some time off from rebuilding
I finally got both my EQ files combined into 1 and
that dropped my score about 50 points
So I am in the process of getting those baddies that had been removed off
my report AGAIN!!! I know that I won't have a squeeky clean report until May 2015
and I can deal with that one baddie hanging around till then as I can't pay it in full and
they will NOT do a PFD.
10-12-2012 05:27 AM - edited 10-12-2012 05:36 AM
Sorry for this but if I write it down, I usually stick to my game plan better so here goes:
Paying off 50% of my Util this month they all will be paid to ZER0 by the end of NOV except my cap 1
which I put my dog's food on each month that is 15.00, I suck at calculating Util but I don't think
15.00 on 900.00 will be a huge hit and hurt my scores too much.
Hopefully I will see a decent score increase next month when they report
both TU and EX are over 600 hoping EQ will follow along soon
Got a cap 1 secured card in Jan and they gave me a nice little $200.00 credit line increase a couple months ago
Putting about 550.00 a month into savings for rainey days so I have something to fall back on so my bills won't get behind.
I still have that one baddie on my report that will fall off in 2015 but with it's age it is doing less damage, when I started rebuilding
thanks to a divorce I had a total of 22 med collections and 18 other collections for a total of 40 but thanks to PFD and DV letters I am down
to that one lonely collection.
A repo from 2007 that was on EX is gone don't know why but is is GONE...
I am not gonna apply for any new credit until the end of 2013.
Thanks for all the help and advice I have gotten here