12-29-2011 07:58 AM
Yes Absolute is gone just try sending them some GW's
I got mine gone via PFD
Granite/Resurgent sent me the same cookie cutter so I filed complaints against them with
their state AG's office waiting to hear back on that.
12-31-2011 06:21 AM - edited 12-31-2011 07:24 AM
Pulled a scorewatch report this morning and I am up 28 points
strange I didn't get an alert though.
Asset Acceptance was GONE
Credit One Bank Charge off GONE (Thank you GW letter)
State Collection Service GONE
3 of 4 Paragon Revenue Group Medical Collections GONE
Can't wait to see what the new year brings
TU up +30 only have one collection left on that report
and will PFD that when I get my taxes back
Just so pumped up and rejuvinated now that I am seeing some
decent score increases ready to get back at this full steam ahead.
01-03-2012 07:12 PM
Got this this evening +2
|Alert:||Your FICO® score has exceeded your target score of 534|
Score Watch alert/Changes to your FICO® Score
|Your FICO® score has gone up to 536 on January 3, 2012.|
|Target score alert:||Your FICO® score has exceeded your target score of 534.|
|Your FICO score may have gone up because the following factor is not hurting your FICO score as much as before:|
01-04-2012 05:49 AM
WOOHOO! keep up the good work!!!
01-08-2012 01:45 PM
and as of Yesterday -19
had a new collection pop up on my report NO Dunning notice or anything
just Poof there it was, DV going out in the morning wish me luck
01-09-2012 05:49 AM
Good luck! wishing the best for you! make sure its CMRRR
04-01-2012 05:36 AM
I had to take some time off from rebuilding
I finally got both my EQ files combined into 1 and
that dropped my score about 50 points
So I am in the process of getting those baddies that had been removed off
my report AGAIN!!! I know that I won't have a squeeky clean report until May 2015
and I can deal with that one baddie hanging around till then as I can't pay it in full and
they will NOT do a PFD.
10-12-2012 05:27 AM - edited 10-12-2012 05:36 AM
Sorry for this but if I write it down, I usually stick to my game plan better so here goes:
Paying off 50% of my Util this month they all will be paid to ZER0 by the end of NOV except my cap 1
which I put my dog's food on each month that is 15.00, I suck at calculating Util but I don't think
15.00 on 900.00 will be a huge hit and hurt my scores too much.
Hopefully I will see a decent score increase next month when they report
both TU and EX are over 600 hoping EQ will follow along soon
Got a cap 1 secured card in Jan and they gave me a nice little $200.00 credit line increase a couple months ago
Putting about 550.00 a month into savings for rainey days so I have something to fall back on so my bills won't get behind.
I still have that one baddie on my report that will fall off in 2015 but with it's age it is doing less damage, when I started rebuilding
thanks to a divorce I had a total of 22 med collections and 18 other collections for a total of 40 but thanks to PFD and DV letters I am down
to that one lonely collection.
A repo from 2007 that was on EX is gone don't know why but is is GONE...
I am not gonna apply for any new credit until the end of 2013.
Thanks for all the help and advice I have gotten here
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO