What Next??

[Anonymous]

I had a $91.00 collection on my credit report (all 3) well, the CA (Hollis Cobb) told me over the phone that they had several accounts with them and wanted me to make payment arrangements for the total over all.  I explained I could not afford to that.  So, I sent them a PFD to see if I could get what I wanted.  That did not work because the responded with the 2 other collections itemizied statements ONLY!  So, I called the OC for the $91.00 reported on my credit and paid them directly.   How do I get this $91.00 dollar medical collection off of my report, now?

[Schoolbuskid]

You must never communicate with a CA over the phone, unless you absolutely have to. Everything must be in writing for proof, so that you will be protected.

Now to get this paid med collection removed you must follow the "Hipaa Process". They've recently added a  thread dedicated to medical related disputes. You need to read over in thread!

[Anonymous]

Head over to the HIPAA thread.  Paid collections are not supposed to stay on credit reports.

Good luck!

[brownee]

Just to clarify.....Paid regular collections will stay..paid medical should not.

[Anonymous]

Shoot.   Thanks brownee!