What Should I Pay First

[MrChairman]

Just recently bought a house 1 yr ago and racked up a good amount of CC debt. Here is my situation:

Discover: $13,000. 8500- $3300 @ 20.69% the rest is 0% interest until mid next year.- Minimum $260/mo

Bank of America: $7,000- $3612 0% interest until Aug 2014, the rest 0% interest until Apr 2015- Min. $140/mo

Barclay Card: $4600- 0% interest until Feb. 2015- Min. 50/mo

USAA Personal Loan: $3600- 17.75% interest. Monthly payment $206/mo

I also have a Cap 1 with $1,000 balance at 4% interest, $25 minimum and a USAA credit card with $680 balance at 9.99% month- minimum is $15

I am just trying to wrap my head around this. I can safely pay $1,000 per month towards these debts and I have about $2,000 cash on hand right now. I was thinking to pay off the installment loan first to get rid of the $200 payment and put that towards the discover. I'm not going to make any big purchases such as buying a house or a car within the next few years.

[eric19k]

Hello.
I would split 2k.
1k to pay loan
and then the rest between accounts.

[MrChairman]

bump