Hello all,
I am new to the boards and confused about where/how to get started.
My primary issue is with various medical bills. I have 13 in collections to be exact.
I am now at a point where I can likely cover each one within the next 3 to 4 months. However, I don't know what approach to take. My preference is to pay the original creditor but I want to do whatever is going to give me the best chance at imprpving my score. So if that means dealing with the collection agency instead ....
I started off by paying one several months back to the original creditor but I noticed it appears as "Account Paid in Full, was a Collection". YIKES! That's not what I anticipated when I paid the original creditor.
I am dealing with Absolute Collection Service, PMAB and Stern & Associates if that makes a difference.
Any guidance?
Thank you.