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What are soft Collections?

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Tysoncf
New Visitor

What are soft Collections?

I have a medical bill from about a year ago. I called the medical center and they explained to me my debt has been sent to a collection agency. When I asked what I can do to remove it off my credit report, I was told it will not show up on my credit report because is considered in "soft collections". I have searched the internet and the fico forums and could not find too much explain exactly what soft collections are. If anyone has knowledge or experience with this, any info would be appreciated!
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1 REPLY 1
guiness56
Epic Contributor

Re: What are soft Collections?

Hi and welcome to the forums.

 

A soft collections is a pre-collections.  They will give you so much time to pay it.  If you do it won't show up.

 

If it is on your credit report, it is a full blown collections account.

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