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knightlynews
Posts: 81
Registered: ‎01-29-2013

What are the easiest cards for unsecured apporval?

I currently have a Capitol One secured card with a limit of 200. I've only had this accout opened for one month. I make $75K a year and My fico score is 565, and Im interested in obtaining  a card or two to better my credit and FICO score. Thanks in advance, for your responses!!!!!!!!!!!! 


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Valued Member
BlessedHappiness
Posts: 44
Registered: ‎01-19-2009

Re: What are the easiest cards for unsecured apporval?

You may want to look into a secured card. Opensky CC - does not report as secured, reports to all three bureaus and allows you to decide your limit up to $5,000. It will probably give you a nice boost because it will be a higher limit and does not report as secured. Also on all cards keep utilization below 9% this will allow for the greatest score potential
Established Contributor
Crossdivided
Posts: 534
Registered: ‎01-23-2013

Re: What are the easiest cards for unsecured apporval?

[ Edited ]

Deleted reply. My apologies, misread the question. Pre-coffee moment, please disregard.

Established Member
MikeRebuild
Posts: 21
Registered: ‎01-30-2013

Re: What are the easiest cards for unsecured apporval?

I had good luck with Credit One and Premier Bank. Also HSBS gave me a card, but it was weird. first they denied me, then i got a pre-approval a few days later

 


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knightlynews
Posts: 81
Registered: ‎01-29-2013

Re: What are the easiest cards for unsecured apporval?

Sounds good! Thanks


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Goal Score: 760


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