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What are the easiest cards for unsecured apporval?

Contributor

What are the easiest cards for unsecured apporval?

I currently have a Capitol One secured card with a limit of 200. I've only had this accout opened for one month. I make $75K a year and My fico score is 565, and Im interested in obtaining  a card or two to better my credit and FICO score. Thanks in advance, for your responses!!!!!!!!!!!! 


Starting Score: 548
Current Score: EX686EQ682,TU???
Goal Score: 760


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4 REPLIES
New Contributor

Re: What are the easiest cards for unsecured apporval?

You may want to look into a secured card. Opensky CC - does not report as secured, reports to all three bureaus and allows you to decide your limit up to $5,000. It will probably give you a nice boost because it will be a higher limit and does not report as secured. Also on all cards keep utilization below 9% this will allow for the greatest score potential
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Established Contributor

Re: What are the easiest cards for unsecured apporval?

Deleted reply. My apologies, misread the question. Pre-coffee moment, please disregard.

Message 3 of 5
Valued Member

Re: What are the easiest cards for unsecured apporval?

I had good luck with Credit One and Premier Bank. Also HSBS gave me a card, but it was weird. first they denied me, then i got a pre-approval a few days later

 


Starting Score: 640
Current Score: 687
Goal Score: 720


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Contributor

Re: What are the easiest cards for unsecured apporval?

Sounds good! Thanks


Starting Score: 548
Current Score: EX686EQ682,TU???
Goal Score: 760


Take the myFICO Fitness Challenge

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