TU has two charge offs, zero collections, closed car loan with ten 30 day lates (the most recent being 1 year and 4 months ago)..... Walmart score of 650, MyFico score of 676...
Any guess on what I can expect scorewise when the 2 charge offs fall off in a few months?
The only negative left will be the lates on the car loan and 4 inquires from March/June of this year.