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What counts as a DV

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jrrsmith18
Contributor

What counts as a DV

So in my attempts to get portfolio recovery to delete from reports, I've disputed with credit bureaus because they listed a payment when the bought the account from ge retail and I thought they weren't supposed to do this. I guess they can list the last payment the OC received, which I just found out after all the disputes. But after this last dispute they actually sent the walmart card statements "for my review". I've never sent them a DV but does this count as a response to a DV?
Message 1 of 4
3 REPLIES 3
Shogun
Moderator Emeritus

Re: What counts as a DV

A DV response doesn't take much.  If they sent statements from the OC that would be above and beyond what was required.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 4
jrrsmith18
Contributor

Re: What counts as a DV

I'm guessing I'm going to have to PIF and GW for deletion. Seems to be no other way to deal with portfolio recovery 😞
Message 3 of 4
Shogun
Moderator Emeritus

Re: What counts as a DV

I fought with them for quote some time.  Took a letter from my lawyer with an ITS for violations to get rid of them.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 4
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