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Based on the instructions on this forum, I DV'ed NCO for a collection they posted on my report. It's a valid debt but past SOL. I was ready to PFD once they validate, but today I refreshed my credit reports and it was gone.
Has this happened to anyone else? Should I call them and pay them just to be on the safer side? (I understand it's the right thing to do...I'd just hate it to appear again in my reports)
@bounceback wrote:Based on the instructions on this forum, I DV'ed NCO for a collection they posted on my report. It's a valid debt but past SOL. I was ready to PFD once they validate, but today I refreshed my credit reports and it was gone.
Has this happened to anyone else? Should I call them and pay them just to be on the safer side? (I understand it's the right thing to do...I'd just hate it to appear again in my reports)
They may have sold the account to another CA which is why they are no longer reporting. Or they could not validate and have actually deleted it. I would wait awhile and see what happens.
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9/09 EX pulled by lender 802
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6/10 TU -772
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Sometimes when you DV a CA they find it easier and less costly to just delete the account. Especially when it is past SOL.
If it is not past the 7 years for reporting, you could find another CA post it to your CR.
Yes. I DV'd a CA on a new account. They deleted and fortunately, it was never reposted to my CR.
thanks much for the info!...I guess I'll wait and see what happens