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I filed through the CFPB...
"Since KCI prides itself on taking extra steps to protect your rights as a consumer, we will mail out your validation on this debt one more time.
KCI has complied with your requested relief, even though we are no longer required by law to provide this information. We now consider this matter closed."
@Anonymous wrote:I filed through the CFPB...
Company respondedKansas Counselors of Kansas City, Inc. said:
Explanation of closure"Since KCI prides itself on taking extra steps to protect your rights as a consumer, we will mail out your validation on this debt one more time.
KCI has complied with your requested relief, even though we are no longer required by law to provide this information. We now consider this matter closed."
It means you will be getting the validation of the debt that you requested and it will remain on your CR if its reporting.
Thanks. I wondered because here was my requested relief.
"Fair would be for them to provide proof of a debt that I owe them, I want to see a signed contract between Kansas counselors and myself, proof that they tried to reach me, and immediate removal of the inaccurate debt from my credit reports."
Does it also mean they deleted it since they agreed to my relief?
@Anonymous wrote:Thanks. I wondered because here was my requested relief.
"Fair would be for them to provide proof of a debt that I owe them, I want to see a signed contract between Kansas counselors and myself, proof that they tried to reach me, and immediate removal of the inaccurate debt from my credit reports."
Does it also mean they deleted it since they agreed to my relief?
Its possible based on the additional info you posted here that they will also be deleting the TL, you would need to check your reports to verify that, it could take up to 60 days after they put in the request for deletion.
Thanks, I will post update.