Thanks for all the advice guys. I'm gonna keep at this, if that means GWs every month or whatever it may be and I'm definitely going to try and get the judgment removed. The thought of another CC is something I'm going back and forth on, I would just hate to see a drop in my scores from the inquiry. I guess another thing I should mention is that we just took a hit on our scores from an installment loan in September. Since that loan is fairly new I'm pretty sure we're still seeing the negative effects from it. I'm hoping and this is only my wishful thinking, that once we have six months of positive payment history on that one our scores may go up a little.
