My average age of accounts is 7.2-8 yrs. Thanks for your thoughts. I guess I got annoyed with the significant credit score differences, especially since paying for a credit monitoring service and expecting them to have the same scoring models as potential lenders, which was the purpose of the credit monitori g service anyway. Thanks again everyone.
That's a good question. Not sure about Cap One. NFCU uses Equifax's calculated credit score, not the Equifax credit card score or Equifax myfico score.