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What happens to our information?

Valued Contributor

What happens to our information?

I was wondering what happens to our info when ever a debt has passed the CRTP/7 years? Do the CA still hang on to it or do they have to delete it. Or will we ever know? Just curious!  Thanks!

I'm not a kid anymore, I've done a lot of growing up! Smiley Happy
Starting Scores Sept '15- EQ-555, TU-542-EX-536
Current Scores as of June '16 - EQ-592, TU-635. EX-629
Gardening since June2016
Message 1 of 3
2 REPLIES
Valued Contributor

Re: What happens to our information?

Some CAs still hang onto them. We had a debt show up for DH's ex-wife from 1997. They sent a copy of the med bill w/ DX codes & everything.
 
Also, when I paid off a debt w/ DRS, they dug up and sent (without any request from us) a 3-month history of phone records for a phone DH's ex opened up in their home after they had separated. Closed out in 1999.
Message 2 of 3
Valued Contributor

Re: What happens to our information?

See i think once they get their money or the CRTP ends they should be required to send us any documents/information they have on us! So that nothing sneaky happens! Anyway just my thoughts!

I'm not a kid anymore, I've done a lot of growing up! Smiley Happy
Starting Scores Sept '15- EQ-555, TU-542-EX-536
Current Scores as of June '16 - EQ-592, TU-635. EX-629
Gardening since June2016
Message 3 of 3