What happens to your credit score?

Anonymous · ‎08-03-2014

What happens to your credit score when your goodwill letters work?

For instance: if a charge off is deleted will my score go up, down or stay the same?

Shogun · ‎08-03-2014

It depends on what else is on your file. Generally though a cleaner report is much better and your scores will reflect that.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

Anonymous · ‎08-03-2014

I have about 8 charge off's and goodwills have been sent.

I'm crossing my fingers that they work-just wondering how my score will look.